PRADANA, H. D. TECHNOLOGY, REGULATION, AND THE DIVERGENT TRAJECTORIES OF RETAIL AND CROSS-BORDER CENTRAL BANK DIGITAL CURRENCY. DIVERSITY Logic Journal Multidisciplinary, [S. l.], v. 4, n. 3, p. 196–218, 2026. DOI: 10.61543/div.v4i3.207. Disponível em: https://syntificpublisher.com/index.php/diversity/article/view/207. Acesso em: 4 nov. 2026.